Products

Once the Gray Group has gained a thorough understanding of your business and objectives, we will put our experience to work to ensure we deliver the highest possible value for each dollar you invest in group benefits. Our expertise includes:

Group Benefits

  • Life Insurance
  • AD&D
  • Short Term Disability
  • Long Term Disability
  • Medical
  • Dental
  • Vision
  • Prescription Drug Card
  • Business and Travel Accident
  • Supplemental Disability
  • Long Term Care
  • Reinsurance
  • Flexible Spending Accounts
Voluntary Benefits
  • Payroll Deducted Work Site Benefits
  • Term Life
  • Permanent Life
  • Short Term Disability
  • Long Term Disability
  • Dental
  • Vision
  • AD&D
  • Critical Illness
  • Cancer
  • Accident
  • Supplemental Disability
  • Long Term Care
  • Expense Reimbursement

 

———- Health Insurance

  • Health Care Reform
  • Private Insurance Exchanges
  • Defined Contribution Plans
  • State Regulations
  • Self Insuring
  • Consumer Driven Plans
  • High Deductible Plans
  • Grandfathered Plans
  • HRAs and HSAs
  • Reinsurance